of 10: You opened a US Bank's Standard Savings account in January of this year with a 3% annual interest...

QUESTION 3 of 10: You opened a US Bank's Standard Savings account in January of this year with a 3% annual interest rate but there is a monthly maintenance fee of $4, which you can get waived if you keep a $300 minimum daily balance. If you can only keep up a $250 minimum balance, are you making money or losing money in the account?
a) Losing money
b) Making money